:root {
  --navy: #0B3D91;
  --navy-deep: #072B6A;
  --navy-dark: #051d47;
  --gold: #F5A623;
  --gold-bright: #FFB940;
  --gold-soft: #FFF6E5;
  --cream: #FDF8F0;
  --cream-deep: #f5ede0;
  --white: #FFFFFF;
  --cool: #f0f4fa;
  --text: #3A3A3A;
  --text-lg: #2a3748;
  --muted: #5E6C7C;
  --border: #E7DFD3;
  --line: rgba(231,223,211,.96);
  --green: #2D8A4E;
  --green-deep: #1a5c34;
  --green-soft: #ECF8F0;
  --red: #B63A2B;
  --red-soft: #FFF1EE;
  --blue-soft: #F3F8FF;
  --shadow-sm: 0 8px 24px rgba(11,61,145,.07);
  --shadow: 0 16px 48px rgba(11,61,145,.10);
  --font-head: 'Source Serif 4', Georgia, serif;
  --font-body: 'Source Sans 3', Arial, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);background:var(--cream);color:var(--text);line-height:1.6;font-size:20px;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit}
.wrap{max-width:1120px;margin:0 auto;padding:0 28px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ═══ TOPBAR ═══ */
.topbar{background:var(--navy-deep);color:rgba(255,255,255,.88);font-size:14px;padding:10px 0}
.topbar .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:6px 18px;text-align:center}
.topbar strong{color:#fff}

/* ═══ YT BAR ═══ */
.yt-bar{background:#141428;color:rgba(255,255,255,.85);font-size:14px;padding:9px 0;text-align:center}
.yt-bar strong{color:#ff4444}
.yt-bar a{color:var(--gold-bright);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ═══ HEADER ═══ */
.site-header{position:sticky;top:0;z-index:30;background:rgba(253,248,240,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(231,223,211,.85)}
.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{display:flex;flex-direction:column;gap:2px}
.brand .logo{font-family:var(--font-head);font-size:28px;font-weight:800;line-height:1;letter-spacing:-.03em;color:var(--navy-deep)}
.brand .logo em{font-style:normal;color:var(--gold)}
.brand .tag{color:var(--muted);font-size:12px}
.nav-actions{display:flex;align-items:center;gap:10px}

/* ═══ BUTTONS ═══ */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 26px;border-radius:999px;border:2px solid transparent;font-weight:800;font-size:17px;cursor:pointer;transition:transform .18s,background .18s,border-color .18s;white-space:nowrap;text-decoration:none;font-family:var(--font-body)}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--gold);color:#3d2600;box-shadow:0 12px 32px rgba(245,166,35,.3)}
.btn-primary:hover{background:var(--gold-bright)}
.btn-secondary{background:var(--white);color:var(--navy-deep);border-color:#c8d4e6;box-shadow:var(--shadow-sm)}
.btn-secondary:hover{border-color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 8px 24px rgba(11,61,145,.18)}
.btn-navy:hover{background:var(--navy-deep)}
.btn-outline{background:var(--white);color:var(--navy-deep);border:2px solid var(--navy)}
.btn-outline:hover{background:var(--blue-soft)}
.btn-urgent{background:var(--red);color:#fff;box-shadow:0 8px 24px rgba(182,58,43,.25)}
.btn-urgent:hover{background:#9a3122}
.btn-lg{font-size:19px;min-height:58px;padding:0 32px}

/* ═══ BREADCRUMB ═══ */
.breadcrumb{padding:14px 0;font-size:14px;color:var(--muted)}
.breadcrumb a{color:var(--navy);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.breadcrumb span{margin:0 6px}

/* ═══ HERO ═══ */
.hero{background:linear-gradient(180deg,#fffdfb 0%,var(--cream) 100%);padding:42px 0 32px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.15fr auto;gap:34px;align-items:center}
.hero-badge-row{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:14px}
.hero-badge,.hero-proof{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;font-size:14px;font-weight:800}
.hero-badge{background:var(--blue-soft);border:1px solid #dce4f0;color:var(--navy);text-transform:uppercase;letter-spacing:.04em}
.hero-proof{background:var(--gold-soft);border:1px solid rgba(245,166,35,.25);color:#8a5b10}
.seo-h1{margin:0;font-family:var(--font-head);font-size:16px;font-weight:600;color:var(--muted)}
.hero-display{margin:6px 0 14px;font-family:var(--font-head);font-size:clamp(36px,4.5vw,56px);line-height:1.03;letter-spacing:-.04em;color:var(--navy-deep)}
.hero-display .gold{color:var(--gold)}
.hero-sub{margin:0 0 22px;color:var(--muted);font-size:18px;max-width:680px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:10px}
.hero-micro{font-size:15px;color:var(--muted);margin:0}
.hero-micro strong{color:var(--text-lg)}
.hero-right{text-align:center}
/* Desktop photo: fixed width, aspect-ratio lock, no distortion */
.hero-photo{width:240px;margin:0 auto}
.hero-photo img{width:100%;height:auto;aspect-ratio:480/540;object-fit:contain;display:block}
.hero-credential{margin-top:14px;font-size:14px;color:var(--muted);line-height:1.55}
.hero-credential strong{display:block;font-size:18px;color:var(--navy-deep);margin-bottom:4px;font-family:var(--font-head)}
.hero-credential .cred-primary{display:block;font-size:15px;font-weight:700;color:var(--text-lg);margin-bottom:2px}
.hero-credential .cred-secondary{display:block;font-size:14px;font-weight:600;color:var(--muted)}
.hero-credential .cred-tertiary{display:block;font-size:14px;font-weight:600;color:var(--muted);margin-top:2px}

/* ═══ HERO CTA ═══ */
.hero-cta-btn{background:#F5A623;color:#1a2a4a;font-size:22px;font-weight:800;border-radius:16px;padding:18px 48px;border:none;cursor:pointer;box-shadow:0 4px 15px rgba(245,166,35,.30),0 8px 24px rgba(245,166,35,.15);letter-spacing:.01em;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.hero-cta-btn:hover{background:#ffb733;transform:scale(1.02);box-shadow:0 6px 20px rgba(245,166,35,.45),0 12px 32px rgba(245,166,35,.20)}
.hero-cta-subtitle{margin:13px 0 0;font-size:19px;font-weight:600;color:var(--text-lg);line-height:1.35}
.hero-cta-subtitle em{font-style:normal;color:#b07800;font-weight:800}
.hero-cta-sub{margin:7px 0 0;font-size:15px;font-weight:500;color:var(--text);line-height:1.5}
.hero-cta-sub strong{color:var(--text-lg);font-weight:700}

/* ═══ CONTENT BANDS ═══ */
.content-band{padding:46px 0 52px}
.content-band.white{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.content-band.cool{background:var(--cool)}
.content-band.cream{background:var(--cream)}
.section-kicker{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:var(--gold-soft);color:#8a5b10;border:1px solid rgba(245,166,35,.25);font-size:13px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;margin-bottom:10px}
.section-title{margin:0 0 8px;font-family:var(--font-head);font-size:38px;line-height:1.08;letter-spacing:-.03em;color:var(--navy-deep)}
.section-sub{margin:0 0 24px;color:#506070;font-size:18px;max-width:760px}

/* ═══ INTEL CARDS ═══ */
.intel-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.intel-card{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:24px;transition:transform .15s,box-shadow .15s}
.intel-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.intel-card h3{margin:0 0 8px;font-family:var(--font-head);font-size:22px;color:var(--navy-deep)}
.intel-card p{margin:0;font-size:16px;color:#506070;line-height:1.6}
.intel-tag{display:inline-block;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;padding:4px 10px;border-radius:999px;margin-bottom:12px}
.tag-urgent{background:rgba(182,58,43,.1);color:var(--red)}
.tag-money{background:rgba(245,166,35,.12);color:#916209}
.tag-info{background:rgba(11,61,145,.08);color:var(--navy)}
.tag-health{background:rgba(45,138,78,.1);color:var(--green)}

/* ═══ OFFICE FACTS STRIP ═══ */
.facts-band{padding:28px 0 18px;background:var(--cream)}
.facts-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.fact-tile{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:18px}
.fact-label{font-size:12px;text-transform:uppercase;letter-spacing:.06em;font-weight:800;color:var(--muted);margin-bottom:6px}
.fact-value{font-size:16px;font-weight:700;color:var(--navy-deep);line-height:1.4}
.fact-value a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}

/* ═══ OFFICE CARD ═══ */
.office-card{background:var(--white);border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);overflow:hidden}
.office-card-head{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;padding:22px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.office-card-head h3{margin:0;font-family:var(--font-head);font-size:26px;line-height:1.05;color:#fff}
.office-badges{display:flex;flex-wrap:wrap;gap:8px}
.office-badge{padding:7px 12px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);color:rgba(255,255,255,.94);font-size:13px;font-weight:800}
.office-card-body{padding:24px}
.office-details{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-bottom:18px}
.office-detail{border:1px solid var(--line);border-radius:18px;padding:18px;background:#fffdfa}
.office-detail .dl{font-size:12px;text-transform:uppercase;letter-spacing:.06em;font-weight:800;color:var(--muted);margin-bottom:6px}
.office-detail .dv{font-size:16px;font-weight:700;color:var(--navy-deep);line-height:1.45}
.office-detail .dv a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}
.office-actions{display:flex;flex-wrap:wrap;gap:12px}

/* ═══ ALERTS ═══ */
.alert-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px}
.alert-card{border-radius:18px;padding:20px;border:1px solid var(--line);box-shadow:var(--shadow-sm);background:var(--white)}
.alert-card.red{background:var(--red-soft);border-color:rgba(182,58,43,.18)}
.alert-card.gold{background:var(--gold-soft);border-color:rgba(245,166,35,.20)}
.alert-label{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;margin-bottom:8px}
.alert-card.red .alert-label{color:var(--red)}
.alert-card.gold .alert-label{color:#8a5b10}
.alert-card h4{margin:0 0 6px;font-family:var(--font-head);font-size:22px;color:var(--navy-deep)}
.alert-card p{margin:0;font-size:16px;color:#4c5d70}
.alert-card a{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ═══ ONLINE GRID ═══ */
.online-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.online-link{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:18px;transition:transform .15s,box-shadow .15s;display:flex;flex-direction:column;gap:8px}
.online-link:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.online-link .icon{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;font-size:22px;margin-bottom:2px}
.online-link strong{font-size:17px;color:var(--navy-deep);line-height:1.25}
.online-link span{color:var(--muted);font-size:15px;line-height:1.45}

/* ═══ PREP CARDS ═══ */
.prep-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.prep-card{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:22px}
.prep-card h3{margin:0 0 8px;font-family:var(--font-head);font-size:24px;color:var(--navy-deep)}
.prep-card p{margin:0 0 10px;color:#506070;font-size:16px}
.prep-card ul{margin:0;padding-left:18px;color:#506070;font-size:16px}

/* ═══ SERVICE CARDS ═══ */
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.service-card{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:20px;text-decoration:none;transition:transform .15s,box-shadow .15s;display:flex;flex-direction:column}
.service-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.service-card .icon{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;font-size:22px;margin-bottom:2px}
.service-card strong{font-size:17px;color:var(--navy-deep);line-height:1.25}
.service-card span{color:var(--muted);font-size:15px;line-height:1.45}
.service-card .cta{margin-top:auto;padding-top:12px;color:#8a5b10;font-weight:800;font-size:14px}

/* ═══ RESOURCE CARDS ═══ */
.resources-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.resource-card{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:22px;display:flex;flex-direction:column;gap:10px;transition:transform .15s,box-shadow .15s}
.resource-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.resource-type{display:inline-flex;width:fit-content;padding:6px 10px;border-radius:999px;background:var(--blue-soft);border:1px solid #dce4f0;color:var(--navy);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.05em}
.resource-card h3{margin:0;font-family:var(--font-head);font-size:22px;color:var(--navy-deep);line-height:1.1}
.resource-card p{margin:0;color:#506070;font-size:16px}
.resource-card .link{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ═══ NEARBY ═══ */
.nearby-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.nearby-card{background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:20px;transition:transform .15s,box-shadow .15s;display:flex;flex-direction:column;gap:8px}
.nearby-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.nearby-card strong{font-size:18px;color:var(--navy-deep);line-height:1.2}
.nearby-card .meta{font-size:15px;color:var(--muted)}
.nearby-card .dist{width:fit-content;padding:6px 10px;border-radius:999px;background:var(--gold-soft);border:1px solid rgba(245,166,35,.22);color:#8a5b10;font-size:13px;font-weight:800}
.service-area{margin-top:18px;padding:16px 18px;border-radius:16px;background:var(--gold-soft);border:1px solid rgba(245,166,35,.20);color:#7b5210;font-size:16px}
.service-area a{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ═══ VERIFY ═══ */
.verify-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;padding:42px 0}
.verify-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.verify-band h2{margin:0 0 10px;font-family:var(--font-head);font-size:34px;line-height:1.08;color:#fff}
.verify-band p{margin:0 0 10px;color:rgba(255,255,255,.85);font-size:17px}
.verify-list{display:grid;gap:12px;margin-top:10px}
.verify-item{padding:14px 16px;border-radius:16px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);color:rgba(255,255,255,.9);font-size:15px}

/* ═══ BIO ═══ */
.bio-band{background:var(--cream);padding:52px 0;border-top:1px solid var(--line)}
.bio-inner{max-width:800px;margin:0 auto}
.bio-inner h2{margin:0 0 16px;font-family:var(--font-head);font-size:34px;color:var(--navy-deep)}
.bio-inner p{font-size:18px;color:#506070;line-height:1.7;margin:0 0 14px}
.bio-creds{margin-top:18px;font-size:16px;font-weight:800;color:var(--navy-deep)}

/* ═══ FAQ ═══ */
.faq-list{display:grid;gap:12px}
.faq-list details{background:var(--white);border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow-sm);padding:0 18px}
.faq-list summary{list-style:none;cursor:pointer;padding:18px 0;font-weight:800;color:var(--navy-deep);font-size:17px}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list details[open] summary{padding-bottom:10px}
.faq-answer{padding:0 0 18px;color:#506070;font-size:16px;line-height:1.65}
.faq-answer a{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}

/* ═══ MEDICARE CTA ═══ */
.medicare-band{background:linear-gradient(135deg,#0d4a2e 0%,var(--green-deep) 100%);padding:40px 0}
.medicare-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}
.medicare-band h3{margin:0 0 6px;font-family:var(--font-head);font-size:28px;color:#fff}
.medicare-band p{margin:0;color:rgba(255,255,255,.82);font-size:17px;max-width:760px}
.btn-chapter-green{background:#fff;color:#0d4a2e;min-height:54px;padding:0 26px;border-radius:999px;font-weight:800;font-size:17px;box-shadow:0 8px 22px rgba(0,0,0,.12);flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;border:none;text-decoration:none;transition:transform .18s,background .18s}
.btn-chapter-green:hover{background:#f4f4f4;transform:translateY(-1px)}

/* ═══ EXPERTS CTA ═══ */
.cta-band{background:var(--white);padding:52px 0 60px;border-top:4px solid var(--gold)}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:28px}
.cta-band h2{margin:0 0 8px;font-family:var(--font-head);font-size:38px;line-height:1.06;color:var(--navy-deep)}
.cta-band p{margin:0;color:#506070;font-size:18px;max-width:640px}

/* ═══ UPDATED BAR ═══ */
.updated-bar{background:var(--cool);border-top:1px solid var(--line);padding:16px 0;text-align:center;font-size:14px;color:var(--muted)}

/* ═══ FOOTER ═══ */
.site-footer{background:#0b1929;padding:36px 0 48px;color:rgba(255,255,255,.55)}
.foot{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap}
.site-footer .logo{font-family:var(--font-head);font-size:22px;font-weight:800;margin-bottom:10px}
.site-footer .logo em{font-style:normal;color:var(--gold)}
.site-footer .logo span{color:rgba(255,255,255,.9)}
.foot-links{display:flex;gap:16px;flex-wrap:wrap;font-size:14px}
.foot-links a{color:rgba(255,255,255,.55);text-decoration:underline;text-underline-offset:3px}
.site-footer small{display:block;max-width:100%;font-size:12px;line-height:1.7;color:rgba(255,255,255,.4)}

/* ═══ MOBILE STICKY ═══ */
.mobile-sticky{display:none;position:fixed;left:0;right:0;bottom:0;z-index:35;padding:10px 14px;background:rgba(253,248,240,.97);backdrop-filter:blur(12px);border-top:1px solid rgba(231,223,211,.9);box-shadow:0 -8px 24px rgba(11,61,145,.08)}
.mobile-sticky .inner{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.mobile-sticky .btn{width:100%;min-height:50px;font-size:16px;padding:0 16px}

/* ═══ ROUTER-CHAT MODAL ═══ */
.rc-overlay{position:fixed;inset:0;z-index:9999;background:rgba(8,25,47,.55);display:grid;place-items:center;padding:16px;opacity:0;visibility:hidden;transition:opacity .25s ease,visibility .25s ease}
.rc-overlay.open{opacity:1;visibility:visible}
.rc-modal{width:min(580px,100%);max-height:calc(100dvh - 32px);display:flex;flex-direction:column;border-radius:28px;background:var(--white);box-shadow:0 26px 80px rgba(8,25,47,.28);border:1px solid var(--line);overflow:hidden;transform:translateY(12px) scale(.97);transition:transform .3s ease}
.rc-overlay.open .rc-modal{transform:translateY(0) scale(1)}
.rc-header{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 20px;border-bottom:1px solid var(--line);flex-shrink:0}
.rc-header-left{display:flex;align-items:center;gap:12px}
.rc-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--gold));display:grid;place-items:center;overflow:hidden;flex-shrink:0;box-shadow:var(--shadow-sm)}
.rc-avatar img{width:100%;height:100%;object-fit:cover}
.rc-header-text{display:flex;flex-direction:column;gap:1px}
.rc-header-name{font-weight:800;font-size:16px;color:var(--navy-deep)}
.rc-header-sub{font-size:12px;color:var(--muted)}
.rc-close{width:40px;height:40px;border-radius:50%;border:1px solid var(--border);background:var(--white);color:var(--navy-deep);display:grid;place-items:center;cursor:pointer;font-size:22px;flex-shrink:0}
.rc-close:hover{background:#f5f0e8}
.rc-body{flex:1;overflow-y:auto;padding:20px}
.rc-progress{height:6px;background:#edf2f8;border-radius:999px;overflow:hidden;margin-bottom:18px}
.rc-progress-bar{height:100%;width:0%;border-radius:999px;background:linear-gradient(90deg,var(--gold),var(--gold-bright));transition:width .35s ease}
.rc-step-meta{font-size:13px;color:var(--muted);margin-bottom:4px}
.rc-question{margin:0 0 6px;font-family:var(--font-head);font-size:26px;line-height:1.12;color:var(--navy-deep)}
.rc-question-sub{margin:0 0 18px;color:#556374;font-size:15px}
.rc-choices{display:grid;gap:8px}
.rc-choice{width:100%;padding:14px 16px;text-align:left;border-radius:14px;border:2px solid #dce4f0;background:var(--white);cursor:pointer;box-shadow:0 4px 14px rgba(11,61,145,.05);transition:border-color .15s,background .15s,transform .15s;font-family:var(--font-body)}
.rc-choice:hover{transform:translateY(-1px);border-color:#b8c8e0}
.rc-choice.selected{border-color:var(--navy);background:var(--blue-soft);box-shadow:0 0 0 2px var(--navy)}
.rc-choice strong{display:block;font-size:16px;color:var(--navy-deep);margin-bottom:2px}
.rc-choice span{display:block;font-size:13px;color:var(--muted)}
.rc-select{width:100%;min-height:50px;padding:0 16px;font-size:16px;font-family:var(--font-body);border:2px solid #dce4f0;border-radius:14px;background:var(--white);color:var(--navy-deep);appearance:auto}
.rc-nav{display:flex;justify-content:space-between;gap:12px;margin-top:20px}
.rc-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:999px;font-family:var(--font-body);font-weight:800;font-size:16px;cursor:pointer;border:2px solid transparent;transition:transform .15s,background .15s}
.rc-btn:hover{transform:translateY(-1px)}
.rc-btn-primary{background:var(--gold);color:#412900;box-shadow:0 10px 24px rgba(245,166,35,.25)}
.rc-btn-primary:hover{background:var(--gold-bright)}
.rc-btn-ghost{background:transparent;color:var(--navy);border-color:#cfdaeb}
.rc-btn-ghost:hover{background:var(--blue-soft)}
.rc-connecting{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:36px 20px;min-height:260px}
.rc-connecting .rc-avatar{width:68px;height:68px;margin-bottom:16px}
.rc-connecting-text{font-family:var(--font-head);font-size:21px;color:var(--navy-deep);margin-bottom:4px}
.rc-connecting-label{font-size:13px;color:var(--muted);margin-bottom:14px}
.rc-summary{display:flex;flex-wrap:wrap;gap:6px;justify-content:center;margin-bottom:14px}
.rc-pill{padding:5px 12px;border-radius:999px;background:var(--blue-soft);border:1px solid #dce4f0;font-size:13px;font-weight:700;color:var(--navy)}
.rc-dots{display:flex;gap:6px}
.rc-dots span{width:9px;height:9px;border-radius:50%;background:var(--gold);animation:rc-pulse .9s ease infinite}
.rc-dots span:nth-child(2){animation-delay:.15s}
.rc-dots span:nth-child(3){animation-delay:.3s}
@keyframes rc-pulse{0%,100%{opacity:.3;transform:scale(.85)}50%{opacity:1;transform:scale(1)}}
.rc-chat-messages{display:flex;flex-direction:column;gap:12px;min-height:180px}
.rc-bubble{max-width:88%;padding:13px 15px;border-radius:18px;font-size:15px;line-height:1.5;color:#2d3a4a;box-shadow:0 4px 14px rgba(11,61,145,.06);animation:rc-fade-up .35s ease both}
@keyframes rc-fade-up{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}
.rc-bubble.ed{align-self:flex-start;background:#eef4ff;border:1px solid #dbe6fb;border-bottom-left-radius:6px}
.rc-bubble.user{align-self:flex-end;background:var(--gold-soft);border:1px solid #f0ddb3;border-bottom-right-radius:6px}
.rc-bubble-name{display:block;font-size:11px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--muted);margin-bottom:3px}
.rc-typing{display:flex;align-items:center;gap:5px;padding:13px 16px;border-radius:18px;border-bottom-left-radius:6px;background:#eef4ff;border:1px solid #dbe6fb;align-self:flex-start;box-shadow:0 4px 14px rgba(11,61,145,.06)}
.rc-typing span{width:7px;height:7px;border-radius:50%;background:#8eaed6;animation:rc-tdot .9s ease infinite}
.rc-typing span:nth-child(2){animation-delay:.15s}
.rc-typing span:nth-child(3){animation-delay:.3s}
@keyframes rc-tdot{0%,100%{opacity:.35}50%{opacity:1}}
.rc-input-bar{display:none;align-items:center;gap:10px;padding:12px 16px;border-top:1px solid var(--line);background:#faf8f4;flex-shrink:0}
.rc-input{flex:1;min-height:44px;padding:8px 14px;border:2px solid #dce4f0;border-radius:999px;font-family:var(--font-body);font-size:15px;color:var(--text);background:var(--white);outline:none}
.rc-input:focus{border-color:var(--navy)}
.rc-input::placeholder{color:#9aa5b2}
.rc-send{width:44px;height:44px;border-radius:50%;border:none;background:var(--gold);color:#412900;cursor:pointer;display:grid;place-items:center;font-size:18px;flex-shrink:0}
.rc-send:hover{background:var(--gold-bright)}
.rc-legal{padding:8px 18px 10px;font-size:11px;line-height:1.5;color:#8a95a3;text-align:center;background:#f5f3ef;border-top:1px solid #eae6de;flex-shrink:0}
.rc-phase{display:none}
.rc-phase.active{display:block}
.rc-phase-chat.active{display:flex;flex-direction:column;flex:1;min-height:0}
.rc-modal.chat-mode .rc-body{display:flex;flex-direction:column;padding:14px 16px}
.rc-modal.chat-mode .rc-chat-messages{flex:1;overflow-y:auto;padding-bottom:6px}

/* ═══ EMAIL CAPTURE PROMPT ═══ */
.rc-email-prompt{margin-top:10px;padding:14px 16px;background:var(--gold-soft);border:1px solid rgba(245,166,35,.3);border-radius:16px;animation:rc-fade-up .35s ease both}
.rc-email-prompt p{margin:0 0 10px;font-size:14px;color:#5a3a00;line-height:1.45}
.rc-email-row{display:flex;gap:8px;flex-wrap:wrap}
.rc-email-input{flex:1;min-width:180px;min-height:40px;padding:0 12px;border:2px solid rgba(245,166,35,.4);border-radius:999px;font-family:var(--font-body);font-size:14px;color:var(--text);background:#fff;outline:none}
.rc-email-input:focus{border-color:var(--gold)}
.rc-email-submit{min-height:40px;padding:0 16px;border-radius:999px;background:var(--gold);color:#412900;border:none;font-family:var(--font-body);font-weight:800;font-size:14px;cursor:pointer;white-space:nowrap}
.rc-email-submit:hover{background:var(--gold-bright)}
.rc-email-skip{font-size:12px;color:var(--muted);background:none;border:none;cursor:pointer;padding:4px 0;text-decoration:underline;font-family:var(--font-body)}
.rc-email-skip:hover{color:var(--text)}

/* ═══ RESPONSIVE ═══ */
@media(max-width:980px){
  .hero-grid,.verify-grid,.medicare-inner,.cta-inner{grid-template-columns:1fr;flex-direction:column;text-align:center}
  /* On tablet: photo moves BELOW the text (order:1 = after the text column) */
  .hero-right{order:1}
  .hero-cta{justify-content:center}
  .hero-credential{margin:10px auto 0}
  .hero-photo{width:180px}
  .facts-grid,.office-details,.alert-grid,.online-grid,.prep-grid,.resources-grid,.service-grid,.nearby-grid,.intel-grid{grid-template-columns:1fr 1fr}
  .verify-band p{text-align:left}
}
@media(max-width:720px){
  .wrap{padding:0 18px}
  .nav{min-height:62px}
  .brand .logo{font-size:24px}
  .hero{padding-top:24px}
  .hero-display{font-size:32px}
  .section-title{font-size:30px}
  /* Mobile hero: single column, headline first, photo below as small circle */
  .hero-grid{display:flex;flex-direction:column;gap:0}
  /* Left text column first (natural order) */
  .hero-grid > div:first-child{order:1}
  /* Right photo column below */
  .hero-right{order:2;margin-top:20px}
  /* Small circle photo on mobile — 130px, no distortion */
  .hero-photo{width:130px;height:130px;border-radius:50%;overflow:hidden;border:3px solid var(--gold);box-shadow:0 4px 16px rgba(11,61,145,.15)}
  .hero-photo img{width:130px;height:130px;object-fit:cover;object-position:top center;aspect-ratio:1/1;border-radius:50%}
  /* Credential row inline on mobile */
  .hero-credential{display:flex;flex-wrap:wrap;justify-content:center;gap:4px 14px;margin-top:10px}
  .hero-credential strong{font-size:15px}
  .hero-credential .cred-primary,.hero-credential .cred-secondary,.hero-credential .cred-tertiary{font-size:13px}
  .facts-grid,.office-details,.alert-grid,.online-grid,.prep-grid,.resources-grid,.service-grid,.nearby-grid,.intel-grid,.mobile-sticky .inner{grid-template-columns:1fr}
  .office-card-head,.cta-inner,.medicare-inner{text-align:left}
  .office-actions{flex-direction:column}
  .office-actions .btn{width:100%}
  .mobile-sticky{display:block}
  body{padding-bottom:78px}
  .cta-band{padding-bottom:100px}
}
@media(max-width:600px){
  .rc-modal{width:100%;max-height:calc(100dvh - 16px);border-radius:20px}
  .rc-question{font-size:22px}
  .rc-body{padding:16px}
}